Popular Assoc Multi-state

We are currently looking for a seasoned Commercial Relationship Officer with a transportable book of business to join our Association Banking team. In this position you will generate business relationships and be responsible for the development and maintenance of credit and non-credit relationships with commercial customers, corporate accounts and potential customers while rendering quality service in accordance with bank goals to attain growth, profitability and customer satisfaction.

In this position, you will:

• Build effective relationships and trust with clients and potential clients by listening to and uncovering their needs and educating them about the bank deposit and loans that are most appropriate for their situation.

• Be responsible for developing a commercial customer portfolio and managing customer relationships of this portfolio. This created portfolio should have a heavy emphasis on deposits as well as loans.
   
• Visit with clients and prospective clients regularly, interview and analyze the financial structure of customers and prospects and recommend products or applicable services.
   
• Prepare loan reports for revision and approval of immediate supervisors and all written reports on calls made to existing and prospective accounts.
   
• Analyze financial statements, revise collateral, documents and processes commercial loan application and make recommendations regarding credit request, refers to your immediate supervisor.
   
• Follow up on assigned commercial accounts that are overdraft and refer them to his supervisor for final approval.
   
• Review and analyze commercial loan reports, direct liability, non-performing, new loans and payment.
    

To be considered, you will need:

• High School Diploma or equivalent required; Bachelor’s Degree in Business or related field preferred.
   
• Minimum of 7 years of experience in commercial credit with an established portfolio of Commercial customers.
   
• Effective sales ability and persuasiveness.